While debt collectors have many options available to recover the money that is owed to them or the creditors they represent, it does not give them carte blanche to use any means they see fit. The law is very specific regarding how bill collectors can do their jobs and the possible consequences of overstepping their authority.
Sections 600, 601 and 602 of New York General Business Law, as well as the federal Fair Debt Collection Practices Act (FDCPA), provide clear guidelines about permissible debt collection practices and those that are not. Practices that are not permissible include contacting someone too early, too late or too frequently, the use of abusive or threatening language, making threats of legal actions the person does not have the authority to take, and many others.
If a debt collector is violating your rights, do not allow yourself to be intimidated. Take action by contacting a reliable Syracuse debt collector harassment attorney.
Dedicated Representation for Victims of Debt Collector Harassment
At The Law Offices of E. David Hoskins, LLC, we have helped clients stop harassing phone calls and put an end to other forms of debt collector harassment. In addition to our home office in Baltimore, Maryland, we maintain an office in Albany to serve our New York clients.
We are committed to seeing that debt collectors who violate consumers' rights are made to answer for it. Depending on the circumstances surrounding your case, you may even have grounds to seek monetary damages for the violations that have been committed against you. We conduct a thorough review of your case, explain your legal options and give you our best recommendation about how to proceed.
Speak to an Albany Fair Debt Collection Practices Act Attorney
Contact our office today to discuss your questions about New York debt collector harassment with a lawyer and learn more about what we can do to help you. There is never a charge for your initial consultation. You can reach us by phone at 518-444-2832 or via e-mail.
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