Baltimore Consumer Protection Law Blog | The Law Offices of E. David Hoskins, LLC

Fighting for Consumers

In Maryland, New York & The District of Columbia

Watch Out for the Phone Tax Scam

  Over the past few years scammers have gone to new heights to con taxpayers into paying them money or gaining access to their accounts during the tax season. Since 2013, the Treasury Inspector General for Tax Administration estimates the IRS has received reports of nearly 896,000 phone scam contacts. The problem has become so…
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Vacation Home Rental Scams on the Rise: How to Avoid Being a Victim

You have been planning the perfect summer vacation for you and your family. You do your due diligence in researching homes through reputable vacation websites and find a rental that suits your needs, only to show up to a property that does not exist. These situations have happened to numerous people throughout the country and…
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The Credit Card Chip & What to Expect

In 2014, almost 32 million Americans were found to have their credit cards breached. This problem became widely publicized after millions of consumers either received notice or were required to get new bank cards when corporations such as Ebay, Home Depot, JP Morgan Chase, Staples, Target and Neiman Marcus all had their records breached in…
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Why You Should Stay Away from Advance Fee Loans

Many consumers have been in the position where they need money but do not get paid for another few days. There are commercials and advertisements promising they will give you credit, no strings attached. Fraudulent lenders prey on the consumer who needs a short term loan by offering what is called an ‘advance fee’ loan….
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Identity Theft in Healthcare: How to Avoid It

Breach of healthcare data has been an overwhelming problem that has plagued the American healthcare system today. Without a solution as to how to secure these systems, over 92 million records were breached in the start of 2015. While historically the top reason for the breach of patient data had been employee negligence, i.e. losing…
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Child Identity Theft

As technology advances and companies move to electronic filing, consumers are maintaining more and more personal information and data online. While this has made life more convenient, it has also left many at risk for breach of that data and information. Adults are consistently warned when opening credit cards, applying for loans, registering for healthcare,…
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Proposed Credit Card Contract Regulations All Consumers Need to Know About

On May 5, the Consumer Financial Protection Bureau proposed a ruling that would greatly impact both consumers’ and financial companies’ legal rights. In short, the proposal lifts the restrictions financial companies have imposed through mandatory pre-dispute arbitration measures in their contracts, which in turn, increases the rights of consumers by being able to sue through…
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Maryland For-profit Colleges: Really Worth the Price?

The Problem in Maryland As many Americans know, college can be incredibly expensive. While costs have risen for both public and private institutions, a report from the Maryland Consumer Rights Coalition found that the costs associated with a degree from a for-profit school in Maryland nearly double that of public universities in the same state….
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How Retirement Investing is About to Change

Upon preparing for retirement many adults seek the assistance of financial professionals to help them invest their money well enough to sustain their lifestyle and profit off of what they have. The majority of people would like to think that financial investors have their clients’ best interest in mind, however, the new rules released by…
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How Are Damages Established In A Tort Claim?

A tort is a wrongful act by one party that damages another party. The person, or entity, responsible for the tort can be held liable for the full extent of the damage that they have caused. Torts occur in a variety of forms, this includes property damage, personal injuries and even intangible losses. The goal…
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