Baltimore Consumer Protection Law Blog | The Law Offices of E. David Hoskins, LLC

Fighting for Consumers

In Maryland, New York & The District of Columbia

How Long Will My Credit Report Take to Change After Paying off the Debt?

http://www.hoskinslaw.com/long-will-credit-report-take-change-paying-off-debt/?It’s a monumental day. You’ve scrimped, you’ve saved, and you’ve paid off that nagging debt. Whether it was a school loan, car loan or credit card debt, you’re excited to move forward in financial prosperity. This includes he payoff your expecting when it comes to your credit score. When Will My Credit Score Go Up?…
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How to Stop Debt Collection Calls After I’ve Paid Them

Calls from debt collectors can be a nightmare and at the least extremely annoying. This is especially the case if you’ve actually paid the debt. Below are several ways to handle incessant calls from collectors and even turn the tables so you’re in control of the conversation. Do Not Wait for Them to Call You…
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A Small Dealer Sold Me a Stolen Car, What Now?

Bill bought a used car from a small dealership. A few days later the transmission blew. He took it to his local mechanic willing to draw paperwork stating the dealership had to know the transmission was broken before it went bad. In response to the affidavit, the dealership claimed to have a mechanic who inspected…
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What Does The Law Say About Maryland Credit Card Debt?

On behalf of The Law Offices of E. David Hoskins, LLC posted on Wednesday, November 5, 2014. As many Maryland residents are aware, credit card debt played a significant role during the recent recession. Many consumers do not realize that exceeding their debt on the credit card can have severe repercussions. Using money from one credit card to pay off…
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A Lawyer Can Help A Baltimore Resident Handle Medical Debt

On behalf of The Law Offices of E. David Hoskins, LLC posted on Wednesday, October 29, 2014. Medical expenses in Maryland can be staggering. Incurring medical bills through time can also lead people to major debt, sometimes leading as far as bankruptcy. Our law firm, with its 25 years of experience in defending consumers and aiding in debt…
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How Should Maryland Debtors Choose A Credit Counseling Agency?

On behalf of The Law Offices of E. David Hoskins, LLC posted on Friday, October 17, 2014. Many Maryland residents would probably agree that when debt is overwhelming meeting even day-to-day expenses, such as grocery and utility bills, becomes difficult. Therefore, selecting an adequate debt relief option is needed for a fresh start. The first step toward debt relief is…
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What Are The Various Ways Of Paying Off Medical Debt?

On behalf of The Law Offices of E. David Hoskins, LLC posted on Thursday, October 9, 2014. In many cases, a patient or his or her family may not be able to pay one’s medical bills themselves. In such cases, one may be compelled to take out loans in order to pay for them. The nation has a…
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Credit Card Debt: A Concern For Many In Maryland

On behalf of The Law Offices of E. David Hoskins, LLC posted on Friday, October 3, 2014. Most Americans, including those in Maryland, have a credit card. Credit cards let people purchase goods and services without money. But high credit card payments can often lead to huge debts, which the individual may never be able to repay. There…
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Insurance Companies And The Approval Of Medical Expenses

On behalf of The Law Offices of E. David Hoskins, LLC posted on Wednesday, September 17, 2014. Most Maryland residents who have medical insurance probably believe that every disease and injury is covered under their insurance plan. However, when faced with a medical emergency or condition that may test the limits and extents of a medical coverage plan,…
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Choose A Debt Relief Option Carefully

On behalf of The Law Offices of E. David Hoskins, LLC posted on Friday, September 12, 2014. Almost all Americans are in debt and more than 30 percent have debt that is currently in collections. Many Marylanders wonder how to reduce their debt and get back to a life with less financial stress. While there are many options for debt…
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