The Fair Debt Collection Practices Act (FDCPA) and the Maryland Consumer Debt Collection Act (MCDCA) were established to implement formal guidelines with regard to the methods debt collectors can use to recover debts. They also provide consumers who are being harassed with the means to hold debt collectors accountable when their collection methods violate consumers’ rights.
Debt collectors are well aware of consumers’ rights under the FDCPA and the MCDCA. They are also well aware of the fact that most consumers have no idea about the protections those acts provide. Many debt collectors violate the rights of consumers to recover payment. If you feel that your rights have been violated, do not hesitate to seek the advice of a Baltimore debt collector harassment attorney right away.
Fighting to Protect Your Rights Against Unethical Debt Collectors
At The Law Offices of E. David Hoskins, LLC, we represent clients throughout Maryland in a variety of debt collector harassment claims. The law is clear with regard to those methods that can and cannot be used in the process of collecting a debt. When the methods used violate the consumer’s rights, debt collectors can be ordered to pay statutory and actual damages.
When you hire our firm, we conduct a complete review of your case, including the debt itself, whether you owe it, whether it was already paid, the information being used as the basis for collecting the debt, the methods being used to collect the debt and other relevant factors appropriate to your situation. If we find that your rights have been violated in any way, we will pursue every available option in an effort to stop the harassment and seek any damages permissible under the law.
Speak to Our Maryland Fair Debt Collection Practices Act Attorney Today
Let us help you regain some peace of mind. We can help stop harassing phone calls and letters and work to ensure that debt collectors play by the rules. Contact our office today to discuss your questions with a lawyer. There is never a charge for an initial consultation. You can reach us by phone at 410-662-6500 or via e-mail.
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